Yearly Archives: 2013

CFPB Issues Long-Awaited Integrated Disclosures Rule

On November 20th, the Consumer Financial Protection Bureau (CFPB) issued a final rule regarding the integrated RESPA and TILA disclosures.  The final rule is effective for applications received by a mortgage broker or lender on or after August 1, 2015

Posted in Announcements, Hot Topics

Fall 2013 Announcements

  Please welcome our new associate, Forrest Pearce, to the firm!  Forrest practices in the firm’s consumer lending regulatory compliance area. He received a B.A. in Philosophy from Wake Forest University in 2009 and a J.D. from Emory University School

Posted in Announcements, Newsletters

Fall 2013 Federal Highlights

HUD has issued a proposed rule defining an FHA qualified mortgage.  Under the proposed rule, most FHA products will be a qualified mortgage if FHA insurable and points and fees on the loan exceed 3%.  The CFPB continues to tweak

Posted in Federal Highlights, Newsletters

Fall 2013 States In Brief

Arkansas Senate Bill 1137 The Governor of Arkansas signed into law SB 1137, which relates to documents concerning real property and allowing scrivener’s affidavits to correct errors in instruments affecting real property.  This legislation was effective August 16, 2013. California

Posted in Newsletters, States In Brief

Fall 2013 “Talking The Talk”

Terry Franzén spoke at ACI’s 12th National Forum on Residential Mortgage Litigation and Regulatory Enforcement in Dallas in September. Terry will be the featured speaker for the 2013 quarterly Automotive Training Solutions Webinar on December 2nd.  In January, Terry will

Posted in "Talking The Talk"/Conferences, Newsletters

Please Join Me at ACI’s Mortgage Servicing Conference!

Please join me at ACI’s Mortgage Servicing Conference where I’ll be presenting on November 21 in Washington, D.C.  In addition to the education, there will be a great group of colleagues for networking.  Register by October 22nd to lock-in the

Posted in "Talking The Talk"/Conferences

Invitation to Attend ACI’s 13th National Forum

I will be speaking at ACI’s 13th National Forum on Residential Mortgage Litigation and Regulatory Enforcement on January 16-17, 2014 at The West Bonaventure Hotel & Suites in Los Angeles.   The coming year is going to bring a wave of

Posted in "Talking The Talk"/Conferences

Come See Me In D.C!

I will be speaking at ACI’s Bank & Non-Bank Forum on Mortgage Servicing Compliance on November 21-22 at The Washington Plaza Hotel in Washington, D.C.  The dynamics have changed for mortgage servicers and their counsel, especially with the CFPB issuing

Posted in "Talking The Talk"/Conferences

Summer 2013 Announcements

The firm’s employees and their families gathered together for a time of fun and relaxation at the annual retreat held this year at the Ritz Carlton Hotel at Reynolds Plantation in Georgia.  Activities included golf, swimming, jet skiing, spa treatments

Posted in Announcements, Newsletters

Summer 2013 Federal Highlights

CFPB Final Rule – Inclusion of Loan Originator Compensation in Points and Fees and Qualified Mortgage Exceptions for Small Creditors The Consumer Financial Protection Board issued final rules clarifying certain provisions relative to federal high-cost loans and the ability to

Posted in Federal Highlights, Newsletters


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