Introducing Rosalind (Roz) Nadine Pearce! Roz was born to Forrest and Maggie Pearce on April 15, 2022. Roz weighed 7 lbs 2 oz and was 21 inches long. Dad, Mom and Roz are all doing well!
News & Resources
Summer 2022 Federal Highlights
Fannie Mae and Freddie Mac Announce Use of Form 1103 Federal Housing Finance Agency announced that Fannie Mae and Freddie Mac will require lenders to use the Supplemental Consumer Information Form (“SCIF”) as part of the application process for loans…
Posted in Federal Highlights, Newsletters
Summer 2022 States In Brief
Arizona Arizona passed House Bill 2612, which updates verbiage in the Arizona Mortgage Brokers, Mortgage Bankers, and Loan Originators Act. House Bill 2612 is effective September 23, 2022. Florida Florida amended its regulation implementing Florida’s statute on excise tax. The…
Posted in Newsletters, States In Brief
Summer 2022 “Talking The Talk”
Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity…
Posted in "Talking The Talk"/Conferences, Newsletters
GA SB 470 Signed By Governor!
On May 2, 2022, the Governor signed Georgia Senate Bill 470, which makes important changes to the Georgia Residential Mortgage Act to align more closely with other states’ licensing laws. In essence, Georgia modified its felony employment prohibition applicable to…
Posted in Hot Topics
Happy 25th Anniversary to Franzen and Salzano!
Since our inception, we’ve remained committed to delivering the highest quality of services to our clients, and we are honored and humbled to reach this milestone. We are excited to have the continued privilege to provide practical advice and solutions…
Posted in Announcements, Newsletters
Spring 2022 Federal Highlights
Fannie Mae On February 2, 2022, Fannie Mae issued Selling Guide 2022-01, which updated Section B5-3.2-06 related to the Renovation Loan Agreement. The Renovation Loan Agreement (Form 3731) has been revised to reflect these changes. Form 3731 is revised to…
Posted in Federal Highlights, Newsletters
Spring 2022 States In Brief
California The Governor of California signed into law Assembly Bill 948, the Fair Appraisal Act (“Act”). While most provisions apply to appraisers licensed under the Real Estate Appraisers’ Licensing and Certification Law, the Act also amends the Civil Code to…
Posted in Newsletters, States In Brief
Spring 2022 “Talking The Talk”
Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity…
Posted in "Talking The Talk"/Conferences, Newsletters
EXCITING CHANGE TO GEORGIA RESIDENTIAL MORTGAGE ACT FELONY PROHIBITION!
We are delighted to report important changes to the Georgia Residential Mortgage Act to more closely align with other states’ licensing laws. In essence, Georgia has modified its felony employment prohibition applicable to Georgia Residential Mortgage Act licensees so that…
Posted in Hot Topics