We are excited to celebrate Jenny Dozier’s 17th anniversary with F&S! Time flies when we are having fun, and Jenny is just getting started! Jenny joined the firm fresh out of law school and jumped right in to build her…
News & Resources
Fall 2022 Hot Topics
Georgia and GCIC Background Checks Georgia law recently changed the definition of “covered employees” to include employees sitting outside of Georgia. Licensees now must obtain a GCIC background check on all covered employees (new and existing) in accordance with Georgia…
Posted in Hot Topics
Fall 2022 States In Brief
Arizona Arizona passed Senate Bill 1394, which removes the requirement to hold a separate license for additional assumed names or trade names. The Bill is effective September 24, 2022. Arizona passed Senate Bill 1204, which amends provisions related to the…
Posted in Newsletters, States In Brief
Fall 2022 “Talking The Talk”
Loretta Salzano and Jenny Dozier will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides…
Posted in "Talking The Talk"/Conferences, Newsletters
Summer 2022 Announcement
Introducing Rosalind (Roz) Nadine Pearce! Roz was born to Forrest and Maggie Pearce on April 15, 2022. Roz weighed 7 lbs 2 oz and was 21 inches long. Dad, Mom and Roz are all doing well!
Posted in Announcements
Summer 2022 Federal Highlights
Fannie Mae and Freddie Mac Announce Use of Form 1103 Federal Housing Finance Agency announced that Fannie Mae and Freddie Mac will require lenders to use the Supplemental Consumer Information Form (“SCIF”) as part of the application process for loans…
Posted in Federal Highlights, Newsletters
Summer 2022 States In Brief
Arizona Arizona passed House Bill 2612, which updates verbiage in the Arizona Mortgage Brokers, Mortgage Bankers, and Loan Originators Act. House Bill 2612 is effective September 23, 2022. Florida Florida amended its regulation implementing Florida’s statute on excise tax. The…
Posted in Newsletters, States In Brief
Summer 2022 “Talking The Talk”
Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity…
Posted in "Talking The Talk"/Conferences, Newsletters
GA SB 470 Signed By Governor!
On May 2, 2022, the Governor signed Georgia Senate Bill 470, which makes important changes to the Georgia Residential Mortgage Act to align more closely with other states’ licensing laws. In essence, Georgia modified its felony employment prohibition applicable to…
Posted in Hot Topics
Happy 25th Anniversary to Franzen and Salzano!
Since our inception, we’ve remained committed to delivering the highest quality of services to our clients, and we are honored and humbled to reach this milestone. We are excited to have the continued privilege to provide practical advice and solutions…
Posted in Announcements, Newsletters