• “Reviewing Marketing for Compliance Professionals,” Loretta Salzano and Rob Clark, MBA Certified Mortgage Compliance Professional Curriculum, March 2018. • “Building and Maintaining a Residential Closing Practice in the Wake of PHH and Prospect,” Loretta Salzano, GRECCA Summer 2017 Newsletter,…

Back in the day, navigating RESPA[1] waters wasn’t always clear, but there were well-established principles derived from interpretations of the statute, its implementing Regulation X,[2] HUD[3] guidance and consistent public enforcement actions. These sources established relatively safe harbors for closing…

         One of the “hot topics” since the Consumer Financial Protection Bureau (“CFPB”) was established and, particularly since it has begun its supervisions, is the issue of the attorney/client privilege and waiver of confidential attorney/client communications.  Whether through oversight or design,…

         The Consumer Financial Protection Bureau (“CFPB”) has been extremely busy in recent months in both regulatory and enforcement matters.  So how is an overworked compliance officer supposed to keep up with the latest activity so that the compliance officer’s institution…

101 Women’s Journeys to Starting Their Own Firms,  American Bar Association’s Commission on Women in the Profession. We are excited to announce that our firm was included in this just published ABA book. You may read more about it and order…

“Predatory Lending Changes in 2005,” Therese G. Franzén and Leslie Howell, The Business Lawyer, Vol. No. 61, Issue No. 2, February 2006 “Annual Percentage Rates,” Therese G. Franzén and R. Scott Johnson, American Bar Association Rohner and Miller Truth in…