Monthly Archives: November 2020

Summer-Fall 2020 Hot Topics

The Bureau Rescinds RESPA Bulletin 2015-05 – Issues FAQs Loretta Salzano weighed in on the FAQs to RESPA News as follows: Kudos to the CFPB for rescinding the 2015 Bulletin and replacing it with more practical guidance! Much of the

Posted in Hot Topics, Newsletters

Summer-Fall 2020 Hot Topics

Georgia House Bill 781 Georgia passed House Bill 781, effective January 1, 2021. The Bill makes several amendments to the Georgia Residential Mortgage Act. Highlights of the Bill include: – Removal of the requirement that mortgage brokers and mortgage lenders

Posted in Hot Topics, Newsletters

Summer-Fall 2020 Hot Topics

CFPB Announces the Establishment of a New Pilot Advisory Opinion Program The Consumer Financial Protection Bureau (“Bureau”) announced the establishment of a new Pilot Advisory Opinion (AO) Program. The primary purpose of the Pilot AO Program is to provide a

Posted in Hot Topics, Newsletters

Summer-Fall 2020 Federal Highlights

CFPB Updates HMDA FAQs on Multiple Data Points The Consumer Financial Protection Bureau (“CFPB”) updated its Frequently Asked Questions on the Home Mortgage Disclosure Act (“HMDA”) to add two items regarding multiple data points. The first FAQ confirms the credit

Posted in Federal Highlights, Newsletters

Summer-Fall 2020 States In Brief

California California’s Governor signed Assembly Bill 1864, which, among other things, amends the name of the Department of Business Oversight. Effective immediately, the Department of Business Oversight is the “Department of Financial Protection and Innovation.” California passed Senate Bill 1148,

Posted in Newsletters, States In Brief

Summer-Fall 2020 Multi-State Legislation

Additional states are taking action to address Remote Online Notarization (RON) in response to COVID-19. RON is the use of audio and visual technology to complete notarization when the notary is not physically located in the same place as the

Posted in Multi-State Legislation, Newsletters, States In Brief

Summer-Fall 2020 “Talking The Talk”

Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity

Posted in "Talking The Talk"/Conferences, Newsletters

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