Introducing Elliott (Eli) Gingold Clark! Eli was born to Rob and Elizabeth Clark on September 20, 2017. Eli weighed 7 lbs 0.5 oz and is 19 inches long. Rob, Elizabeth and Eli are all doing well!
Yearly Archives: 2017
Fall 2017 Federal Highlights
CFPB Issues Final Rule Revising TRID The Consumer Financial Protection Bureau (CFPB) issued its final rule revising certain provisions of TRID. The rule was effective October 10, 2017. However, compliance with the final rule is not required on the effective…
Posted in Federal Highlights, Newsletters
Fall 2017 States In Brief
Hawaii The Hawaii State Legislature passed Senate Bill 950. The amendments define the term executive officer, add new sections regarding a change in control, and clarify and update licensing requirements of mortgage servicers. The Bill was effective September 1, 2017.…
Posted in Newsletters, States In Brief
Fall 2017 “Talking The Talk”
Loretta Salzano and Jenny Dozier will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides…
Posted in "Talking The Talk"/Conferences, Newsletters
Building and Maintaining a Residential Closing Practice in the Wake of PHH and Prospect
Back in the day, navigating RESPA[1] waters wasn’t always clear, but there were well-established principles derived from interpretations of the statute, its implementing Regulation X,[2] HUD[3] guidance and consistent public enforcement actions. These sources established relatively safe harbors for closing…
Posted in Articles & Publications
Spring/Summer 2017 Hot Topics
RESPA Do’s and Don’ts The National Association of Realtors released its RESPA Do’s and Don’ts for Co-Marketing, Social Media, & Other Web-Based Marketing Tools. Real estate brokers and agents are subject to the Real Estate Settlement Procedures Act (RESPA) when…
Posted in Hot Topics, Newsletters
Spring/Summer 2017 Hot Topics
CFPB Issues Final TRID Rule Amendments The CFPB has issued the final revisions to the TRID rule, along with a new proposal to address the black hole. Required for applications received on or after October 1, 2018, the new rule…
Posted in Hot Topics, Newsletters
Spring/Summer 2017 Hot Topics
CFPB issues Arbitration Rule The CFPB has issued its final rule regarding the use of pre-dispute arbitration agreements in connection with certain consumer financial products and services. Generally, the rule prohibits arbitration clauses from barring a consumer from filing or…
Posted in Hot Topics, Newsletters
Spring/Summer 2017 States In Brief
Arkansas The Governor of Arkansas signed into law HB 1801, which revises Arkansas’ Fair Mortgage Lending Act (FMLA). The revisions relate to the FMLA’s rules concerning licensing requirements for loan officers and mortgage brokers, surety bond requirements, and the duties…
Posted in Newsletters, States In Brief
Spring/Summer 2017 “Talking The Talk”
Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity…
Posted in "Talking The Talk"/Conferences, Newsletters