Yearly Archives: 2015

Fall 2015 Announcements

We are pleased to announce that Terry Franzén received the ABA Business Law Section’s Chairman’s Award at the BLS Annual Meeting. Congratulations, Terry!

Posted in Announcements, Newsletters

Fall 2015 Federal Highlights

CFPB Updates HOEPA Points and Fees and ATR-QM Thresholds The CFPB issued a final rule amending the high-cost mortgage thresholds and the qualified mortgage thresholds in Regulation Z. The amendments are effective January 1, 2016. Under Regulation Z, certain loans

Posted in Federal Highlights, Newsletters

Fall 2015 Multi-State Legislation

Multi-state Mortgage Committee Issues Guidance On Expectations Regarding Use of Electronic Examinations Tools The Multi-state Mortgage Committee (“MMC”) issued an Industry Bulletin relating to the use of electronic examinations tools. The MMC is a committee of state mortgage regulators appointed

Posted in Newsletters

Fall 2015 States In Brief

California DBO Provides Translated Loan Estimates The California Department of Business Oversight prepared translated versions of the Loan Estimate required by the TILA/RESPA Integrated Disclosure Rule (“TRID”). California requires a lender who negotiates in Spanish, Chinese, Tagalog, Vietnamese, or Korean

Posted in Newsletters, States In Brief

Fall 2015 “Talking The Talk”

Terry Franzén, Loretta Salzano and Jenny Dozier will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and

Posted in "Talking The Talk"/Conferences, Newsletters

ACI, GREFPAC, NBI, and MBA Conferences and Webcasts

Terry will be speaking at ACI’s Consumer Finance Class Actions & Litigation Conference on January 26-27, 2016 in Miami, Florida. Sessions include insight on recent CFPB enforcement actions, Supreme court decisions, HMDA readiness, TRID, TCPA developments, and much more! The special conference rate

Posted in "Talking The Talk"/Conferences

MBA Super Session and ACI Residential Mortgage and Consumer Finance Class Actions Conferences

Loretta will be moderating the Super Session at MBA’s Annual Convention & Expo on October 21, 2015 in San Diego, California.  This is the last session on the last day of the conference and allows attendees to ask follow up

Posted in "Talking The Talk"/Conferences

Careful what you wish for … CFPB Guidance on MSAs

After weeks of hinting, today the CFPB issued Compliance Bulletin 2015-05 trumpeting louder than ever its concern over marketing services agreements (MSAs). While MSAs are not per se illegal, it is clear that the CFPB is suspicious about the legitimacy

Posted in Hot Topics

Upcoming Fall Conferences: ABA, ACI, CCFL, and More!

Terry will be speaking at or chairing the following conferences: ABA’s Sixth National Institute on Consumer Financial Services Basics on October 8-9, 2015 at the Waterview Conference Center in Arlington, VA.  This annual in-person educational institute is designed to expose

Posted in "Talking The Talk"/Conferences

CFPB Responds to Wells Fargo Decision to End MSAs

Last week, Wells Fargo and Prospect Mortgage announced their intentions to end marketing service agreements with builders and brokers.  In response to Wells Fargo’s announcement, the CFPB issued the following statement: “Wells Fargo’s decision to exit all marketing services agreements

Posted in Hot Topics


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