Robert W. Clark

Robert W. Clark

Associate

Profile

Robert W. Clark is an attorney with Franzén & Salzano, P.C. Robert practices in the firm’s consumer lending regulatory compliance area. He received a B.A. in Psychology from the University of Massachusetts in 2004 and a J.D. from the Roger Williams University School of Law in 2009. While at Roger Williams, Robert received a certificate of recognition for his commitment to public service. Prior to joining the firm, Robert worked for an international mortgage, real estate, financial, and technology services company in the legal and regulatory compliance department. He is currently admitted to practice in Georgia and Massachusetts.

Education

Roger Williams University School of Law, Bristol, RI, J.D., 2009
Received Certificate of Recognition for Commitment to Public Service

University of Massachusetts, Boston, MA, B.A., 2004

Focus of Practice
  • Advise banks, lenders, loan servicers, and other financial institutions on multi-state and federal lending and loan servicing laws, including, but not limited to, the Dodd-Frank Act, RESPA, TILA, ECOA, HMDA, FCRA, SAFE Act, “anti-predatory lending,” licensing, usury, loan documentation, disclosures, loan programs and compensation;
  • Advise individuals and lending institutions on preparation of state licensing applications;
  • Advise lending institutions on developing effective vendor management programs;
  • Audit loan files for compliance with applicable laws;
  • Review advertisements and other marketing materials for compliance with federal law.
Previous Experience

Altisource, Atlanta, GA, 2013-2016:
Compliance Manager

  • Perform legal and regulatory compliance management for international mortgage, real estate, financial, and technology services company.
  • Develop framework to ensure compliance with all federal, state and local regulations, as well as client contractual requirements.
  • Develop testing criteria and training programs to decrease compliance risk and operational errors.
  • Analyze compliance activity data and prepare comprehensive monthly reporting for senior executive leadership.

Deming, Parker, Hoffman, Campbell & Daly, LLC, Norcross, GA, 2012-2013
Associate Attorney

Rhode Island Legal Services, Inc., Housing Law Center, Providence, RI, 2009-2012
Staff Attorney, Housing Law Center & Healthy Housing Project

Professional Leadership
  • Admitted to Practice in Georgia, Massachusetts and Rhode Island
Publications
  • “Reviewing Marketing for Compliance Professionals,” MBA Certified Mortgage Compliance Professional Curriculum, March 2018.